MM019: 15 Personal Finance Resolutions for the New Year

15 Personal Finance Resolutions for the New Year

We come into January energized and refreshed to conquer the world. We set ambitious resolutions so we can better ourselves and achieve our goals. And then, almost as quickly as we made the resolutions, our resolve falters and we give up on our New Year’s Resolutions. But, WHY do we have a hard time sticking to our resolutions? HOW can we set ourselves up to accomplish our resolutions? And WHAT are some attainable personal finance goals that we can strive for this year? That, and more, in this episode!

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MM018: The Importance of Reflecting at Year’s End

The Importance of Reflecting at Year’s End

This time of year, specifically during the week between Christmas and New Year’s, I always like to take a beat to reflect on the previous year and do some heavy planning for the upcoming year. It’s usually pretty quiet at work and at home (with the exception of school kids running around the house), but my headspace is usually pretty clear. So, I wanted to talk through some of my own reflections in the hope that they might inspire your self-reflections as well.

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MM004: What is the 4% Rule and is it Right for Me?

Have you heard about the 4% Rule and how you can use it to safely make withdrawals from your savings in retirement? It can be a simple rule of thumb to make sure you’re able to withdraw enough money to cover your retirement expenses without needing to worry about running out of money before you run out of retirement. That would not be good.

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MM002: How to Set Up a Budget

How to Set Up a Budget | The Modest Millions Show

Today, we tackle how to set up a budget, the cornerstone of any personal finance plan. The household budget is where it all starts, and without a firm foundation in place, it’s easy for our long-term savings and retirement goals to slip from our grasp. That changes today when we work to conquer the household budget keep more of our hard-earned dollars. Budget nerds, unite!

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MM001: Breaking the Rules of Retirement: A Manifesto

Breaking the Rules of Retirement | The Modest Millions Show

On today’s inaugural episode, we talk about the goals and objectives the podcast, household budgeting, the difference between “retirement” and “personal finance” one of the first tools I used while getting a handle on our personal finances and I’ll give you a little background info as we chart our household’s journey to Modest Millions.

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