MM019: 15 Personal Finance Resolutions for the New Year

15 Personal Finance Resolutions for the New Year

We come into January energized and refreshed to conquer the world. We set ambitious resolutions so we can better ourselves and achieve our goals. And then, almost as quickly as we made the resolutions, our resolve falters and we give up on our New Year’s Resolutions. But, WHY do we have a hard time sticking to our resolutions? HOW can we set ourselves up to accomplish our resolutions? And WHAT are some attainable personal finance goals that we can strive for this year? That, and more, in this episode!

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MM014: The Simple Math of Calculating Inflation in Retirement

The Simple Math of Calculating Inflation in Retirement | The Modest Millions Show

Figuring out how to calculate how inflation affects your retirement savings is made out to be a super-complicated process, requiring advanced math skills. What’s frustrating is that calculating how your retirement savings is impacted by inflation isn’t all that difficult. In today’s episode, we talk about the simple math of calculating inflation in retirement. 

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MM010: Setting SMART Personal Finance Goals

Setting SMART Personal Finance Goals | The Modest Millions Show

That which is measured improves. Easier said than done when you’re trying to figure out your personal finance goals for the next 30 years. So how do you keep you personal finance goals on track? It all starts with SMART goal setting. In this episode we’ll work through the foundations of setting big and small SMART personal finance goals so you can stay on track to reach your modest millions.

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MM004: What is the 4% Rule and is it Right for Me?

Have you heard about the 4% Rule and how you can use it to safely make withdrawals from your savings in retirement? It can be a simple rule of thumb to make sure you’re able to withdraw enough money to cover your retirement expenses without needing to worry about running out of money before you run out of retirement. That would not be good.

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MM003: The New Retirement Model and the Goldilocks Goal

The New Retirement Model and the Goldilocks Goal | The Modest Millions Show

“Retirement” is such a dated term. It conjures images of senior citizens who have worked their whole life, only to retire with nothing to do. What if, instead, people gained financial independence so they could have the option to put their life skills to work and supplement their retirement income, allowing them to “retire” much earlier in life?

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